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Post by sheilathetank on Jun 8, 2018 7:24:17 GMT -6
The only thing I judge, and judge hard, is when people use their kid's social security number and rack up debt under their name, fucking them for life. It's really not for life tho. It puts them at a disadvantage from the beginning so they have to try and catch up before they can even start. That shit follows you for life. |
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mb3
Sapphire
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Post by mb3 on Jun 8, 2018 7:25:20 GMT -6
The only thing I judge, and judge hard, is when people use their kid's social security number and rack up debt under their name, fucking them for life. Oh hi, you maybe know my FIL. He was still adding H to credit cards 10 years ago. He’s pissed that we won’t give him our kids’ SSNs 😂 yeah dude, keep dreaming, that’s never gonna happen |
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Post by Dramaphile on Jun 8, 2018 7:25:46 GMT -6
How do you use your kids SS number for debt? Are they opening credit cards? I'm kinda scandalized by that idea Credit cards, loans, putting bills in their names... |
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Post by Deleted on Jun 8, 2018 7:26:11 GMT -6
Omg. Vegan. You are the hero I needed today. I’m giggling.
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McBenny
Unicorn
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Post by McBenny on Jun 8, 2018 7:27:10 GMT -6
It's really not for life tho. It puts them at a disadvantage from the beginning so they have to try and catch up before they can even start. That shit follows you for life. This has not been my experience at all but ok.
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valiente
Platinum
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Post by valiente on Jun 8, 2018 7:28:54 GMT -6
The only thing I judge, and judge hard, is when people use their kid's social security number and rack up debt under their name, fucking them for life. Oh hi, you maybe know my FIL. He was still adding H to credit cards 10 years ago. He’s pissed that we won’t give him our kids’ SSNs 😂 yeah dude, keep dreaming, that’s never gonna happen This just made my stomach turn... I should probably call the bank with MH to figure out how to make sure FIL isn't doing this. |
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McBenny
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Post by McBenny on Jun 8, 2018 7:29:56 GMT -6
Oh hi, you maybe know my FIL. He was still adding H to credit cards 10 years ago. He’s pissed that we won’t give him our kids’ SSNs 😂 yeah dude, keep dreaming, that’s never gonna happen This just made my stomach turn... I should probably call the bank with MH to figure out how to make sure FIL isn't doing this. He could freeze his credit or whatever that is called. |
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Post by Deleted on Jun 8, 2018 7:31:23 GMT -6
It puts them at a disadvantage from the beginning so they have to try and catch up before they can even start. That shit follows you for life. This has not been my experience at all but ok.
If your credit score starts at 4something, you will have to put a significant effort in to have a good score. |
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Yogurt
Emerald
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Post by Yogurt on Jun 8, 2018 7:32:14 GMT -6
How do you use your kids SS number for debt? Are they opening credit cards? I'm kinda scandalized by that idea My mom opened college loans in my name, didn't tell me and didn't pay them. |
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Post by justbecause on Jun 8, 2018 7:32:41 GMT -6
Every year my parents give me $ instead of more toys for their birthdays. (She gives them a few good toys and some clothes).
I use it to pay for swim lessons or things like that.
It’s not like my uncle who used to take his kids’ lunch money to buy beer.
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Post by Deleted on Jun 8, 2018 7:33:12 GMT -6
If I’m giving a baby or probably up to 5 yo (when they start to understand money) cash or even a target gc I’m giving it so the parents can get whatever the child needs or wants most. If that’s basic necessities then I’m glad I can help
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Post by Deleted on Jun 8, 2018 7:33:18 GMT -6
I feel very strongly against maliciously putting your kids info on accounts. And yes, that shit is malicious.
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mb3
Sapphire
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Post by mb3 on Jun 8, 2018 7:33:30 GMT -6
Oh hi, you maybe know my FIL. He was still adding H to credit cards 10 years ago. He’s pissed that we won’t give him our kids’ SSNs 😂 yeah dude, keep dreaming, that’s never gonna happen This just made my stomach turn... I should probably call the bank with MH to figure out how to make sure FIL isn't doing this. We run credit checks annually and that’s how we found the last credit card. Putting a credit freeze is also an option for a minor I believe but I’m not certain and I don’t know the ins and outs and any cons to that. Credit monitoring should also be an option for anyone I think, regardless of age. |
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McBenny
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Post by McBenny on Jun 8, 2018 7:35:21 GMT -6
This has not been my experience at all but ok.
What do you mean? I don't feel it follows you for life.
Even bankruptcies and judgments don't follow you for life. I don't agree with that statement. I did not say this is a thing to do. I made no statement of condoning it. I did not speak to any of that.
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Post by GhoatMonket on Jun 8, 2018 7:35:23 GMT -6
This has not been my experience at all but ok.
If your credit score starts at 4something, you will have to put a significant effort in to have a good score. Which is hard to do at 18 when you find this out and don't have a high paying job and clearly don't have parents that can help you financially. |
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Post by GhoatMonket on Jun 8, 2018 7:36:26 GMT -6
I don't feel it follows you for life.
Even bankruptcies and judgments don't follow you for life. I don't agree with that statement. I did not say this is a thing to do. I made no statement of condoning it. I did not speak to any of that.
For many it will take a lifetime to unfuck what someone else did. |
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valiente
Platinum
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Post by valiente on Jun 8, 2018 7:36:35 GMT -6
This just made my stomach turn... I should probably call the bank with MH to figure out how to make sure FIL isn't doing this. He could freeze his credit or whatever that is called. I hope it doesn't come to that. It would be nice if people had a childhood SIN and an adult SIN. |
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McBenny
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Post by McBenny on Jun 8, 2018 7:36:57 GMT -6
There is nothing #regional about identity theft and the consequences thereof. Did someone post that? Where? |
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tater
Emerald
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Post by tater on Jun 8, 2018 7:37:21 GMT -6
I feel very strongly against maliciously putting your kids info on accounts. And yes, that shit is malicious. So much this. I’m trying to see how there is an argument to support using your kids SSN to rack up debt and I don’t see it. |
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McBenny
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Post by McBenny on Jun 8, 2018 7:37:39 GMT -6
He could freeze his credit or whatever that is called. I hope it doesn't come to that. It would be nice if people had a childhood SIN and an adult SIN. If it's a real concern then this would seem like the step to take. |
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Post by prontopup on Jun 8, 2018 7:37:48 GMT -6
This just made my stomach turn... I should probably call the bank with MH to figure out how to make sure FIL isn't doing this. We run credit checks annually and that’s how we found the last credit card. Putting a credit freeze is also an option for a minor I believe but I’m not certain and I don’t know the ins and outs and any cons to that. Credit monitoring should also be an option for anyone I think, regardless of age. Not all states allow you to put credit freezes on minors accounts. MN being one of them.  I think they are finally working on a law that will allow you to do that. |
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McBenny
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Post by McBenny on Jun 8, 2018 7:38:18 GMT -6
I feel very strongly against maliciously putting your kids info on accounts. And yes, that shit is malicious. So much this. I’m trying to see how there is an argument to support using your kids SSN to rack up debt and I don’t see it. Did someone post an argument in support of using your kid's SSN to rack up debt? I didn't see that post. |
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Post by justbecause on Jun 8, 2018 7:38:39 GMT -6
I considered buying a bed like this to solve our space issues:  I’ve gone crazy, I am aware. |
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McBenny
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Post by McBenny on Jun 8, 2018 7:39:23 GMT -6
It's like you read one sentence and then make up all kinds of stories in your head about other shit not even said in the one sentence.
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Post by GhoatMonket on Jun 8, 2018 7:40:04 GMT -6
It's like you read one sentence and then make up all kinds of stories in your head about other shit not even said in the one sentence. Not everything is about you and your comments. Some of the things you are quoting are general musings, not a direct comment at you. |
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Post by tipsyturvy on Jun 8, 2018 7:40:45 GMT -6
We made the mistake of turning over our son's minor owner account to him when he was a freshman in college. Money was gone in a year.
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McBenny
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Post by McBenny on Jun 8, 2018 7:40:52 GMT -6
This just made my stomach turn... I should probably call the bank with MH to figure out how to make sure FIL isn't doing this. We run credit checks annually and that’s how we found the last credit card. Putting a credit freeze is also an option for a minor I believe but I’m not certain and I don’t know the ins and outs and any cons to that. Credit monitoring should also be an option for anyone I think, regardless of age. What does he do when he finds this? Press charges? File a complaint? If I am being too nosy let me know. |
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tater
Emerald
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Post by tater on Jun 8, 2018 7:41:49 GMT -6
So much this. I’m trying to see how there is an argument to support using your kids SSN to rack up debt and I don’t see it. Did someone post an argument in support of using your kid's SSN to rack up debt? I didn't see that post. no. Did i tag anyone? It was a broad statement. I was in agreement with GA that it is a malicious thing to do. |
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rvasc
Emerald
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Post by rvasc on Jun 8, 2018 7:43:36 GMT -6
I considered buying a bed like this to solve our space issues: I’ve gone crazy, I am aware. Changing the sheets would be a nightmare. |
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Cher
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Post by Cher on Jun 8, 2018 7:43:47 GMT -6
I’ve been so surprised at the number of people I have met who said their credit is fucked up from their parents using their SSN. It happens a lot more than I think people realize.
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I think they are finally working on a law that will allow you to do that. 
