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Post by adorebel on Nov 30, 2017 12:24:24 GMT -6
TOO REAL, JukEboX , too real. *weeps into stack of diplomas we might as well use as kleenex* Oh. And public universities are run like corporations now, too. Sorry adorebel . It is true thought. I have my BA and my MBA and I am actually using them. But for most out there now they spend $140K on education and it is about useless. I am at about 60K and after working for more than a decade I am slightly peaking over it now with an MBA and two decades of experience.
Its time to overhaul our entire educational system.
The saddest part to me is that alllllll the emphasis is on direct practical education now, and in elementary schools, doubling down on STEM and fully cutting things like arts and music. Don't get me wrong - there should be 2-year schools and trade schools for those who want that route, and technology is totes the future. But devaluing a liberal arts education is, I think, part of what got us into Trumpland. Critical thinking, the ability to write and communicate clearly, an understanding of ethics and philosophy, a sense of history, and an appreciation for the value of culture (music, literature, art, foreign languages, film, etc.) are like a toolbox that you use for the rest of your life to negotiate any job you have (like dc2london says about her husband's "indirect" application of his degree). More and more, working at a big public university, I noticed they were cutting tenured professors in the Humanities but increasing the requirements for students to take those classes and hiring adjuncts and grad students dirt cheap to teach them instead. They are realizing (from Google/other tech companies and big consulting firms hiring a bunch of Humanities grads for their lateral thinking skills) that good engineers, lawyers, teachers, scientists, WHATEVER need a good strong education in the liberal arts and the ability to communicate clearly, but that no one majors in things like English, History, etc. anymore because it seems impractical to go into debt for a degree that isn't directly useful or will make you $xx,xxxx - $xxx,xxx when you graduate. So you have this perverse situation where you're making underpaid adjuncts and grad students teach these subjects they love, but fewer and fewer people are really going to be qualified/able to afford staying in school or getting to teach them because they're dismantling the whole structure that creates expert teachers in the very fields that are needed to counterbalance the STEM fields right now. |
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JukEboX
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Post by JukEboX on Nov 30, 2017 12:28:37 GMT -6
Is it just me or does it seem like the Trump administration is purposely leaving most of the government under funded, under staffed, without directors, appointing people to double duty in major roles, and doing a lot of distraction to begin the start of a dictatorship? I mean really think about it. You and a few of your good friends get a group together of maybe 20, get elected in, fire anyone who doesn't work with you, get your base to believe anything bad about you in "fake", appoint one of those 20 to major rolls, leave other major positions open and therefore understaffed where the organizations get crushed by demand, and then when it all falls apart assert you dominance through military style control since those in charge of major roles are military leaders. This all seems precursor to Nazi Germany. We just need the right false flag against Islam of which he has been trying to find for months. To bad most of the events have all been white domestic terrorists. So he tried to make one up this week with the videos.
Its all coming clear. I wouldn't doubt him using North Korea as the flag he needs to rally around his dictatorship.
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dc2london
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Post by dc2london on Nov 30, 2017 12:31:24 GMT -6
what the damn hell? @rocksforludo ,I don't think I've ever seen this before, have you? What multiple short CRs? That's happened before. that close to Christmas? |
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pesto
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Post by pesto on Nov 30, 2017 12:32:58 GMT -6
Take the guy golfing a couple of times and you're suddenly at BFF status
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Post by Uncaripswife on Nov 30, 2017 12:33:35 GMT -6
What multiple short CRs? That's happened before. that close to Christmas? Yeah. 2014, iirc, most recently. |
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Post by Uncaripswife on Nov 30, 2017 12:34:21 GMT -6
Take the guy golfing a couple of times and you're suddenly at BFF status A tweet for everything... the interwebs never forget. |
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cmb
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Post by cmb on Nov 30, 2017 12:36:52 GMT -6
Random thought - so many of the people I know who voted for Trump say their vote is justified by the fact that the stock market has been going "gangbusters" since Trump took office. As if that somehow excuses everything or means that he is doing a good job as President. The thing is - none of them work in finance/investment...I do. Most of my colleagues in the investment sector believe the market is in a bubble and there will be a significant correction (as in crash/downturn) in the next 12-24 months. I personally am thinking 18 months at the longest. The P/E ratios are too high and there is generally too much risk taking going on. www.cnbc.com/2017/11/27/chance-of-us-stock-market-correction-now-at-70-percent-vanguard.htmlWhile I definitely do not look forward to market downturns, once the correction happens I'm going to be happy to bring the point back up to people I know who voted for Trump -- asking them why they continue to support a President who is causing the stock market to crash. ETA - There seems to be so little to look forward to in terms of current events. This is honestly one of the few things that I'm hanging on to. Which is sad, because it includes a market crash ☹️ Housing market prices where I live in Southern California are at or near right before the market crashed. I can’t believe it and feel like the writing is on the wall for another correction, if not substantial downturn. I’m sitting here wondering if we should roll the 529s and our IRAs into bonds for the next year or so because of the way things are going. To think we wanted to buy a house next year, but if things haven’t gone south by then, we may end up buying right before it happens and be screwed |
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Post by adorebel on Nov 30, 2017 12:36:54 GMT -6
I can't believe this fucking tax bill might pass. Y'all, I'm genuinely scared that my life will change in ways like "we might lose our house or job" and "we can't afford a second kid," etc.
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Post by Uncaripswife on Nov 30, 2017 12:39:07 GMT -6
Yeah. 2014, iirc, most recently. Correction, 2010 for the 2011 fiscal year. dc2londonI had to Google because there have been so many and they all run together. |
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Post by ldubhawksfan on Nov 30, 2017 12:41:50 GMT -6
Housing market prices where I live in Southern California are at or near right before the market crashed. I can’t believe it and feel like the writing is on the wall for another correction, if not substantial downturn. I’m sitting here wondering if we should roll the 529s and our IRAs into bonds for the next year or so because of the way things are going. To think we wanted to buy a house next year, but if things haven’t gone south by then, we may end up buying right before it happens and be screwed I need to have dh ask our financial advisor if we should shift some investments around to safer mutual funds. Luckily we bought our house 3 years ago because we wanted to buy in an area that we knew prices would be higher than our previous town and we saw that housing prices were starting to creep up, but the rate at which they gave leave me flabbergasted. I look at my house on Xillow sometimes and it makes no sense. I was just talking to a coworker who is looking to move and a new development has houses starting at like 700k again. Like dude, hold out if you can because you will be under if this housing market crashes again. |
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Post by summerbabe on Nov 30, 2017 12:41:58 GMT -6
Housing market prices where I live in Southern California are at or near right before the market crashed. I can’t believe it and feel like the writing is on the wall for another correction, if not substantial downturn. I’m sitting here wondering if we should roll the 529s and our IRAs into bonds for the next year or so because of the way things are going. To think we wanted to buy a house next year, but if things haven’t gone south by then, we may end up buying right before it happens and be screwed Ha I'm legit looking at my retirement right now to decide if I should rebalance it a little with a greater percentage of bonds. |
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Post by miawallace on Nov 30, 2017 12:42:19 GMT -6
Oh man. Speaking of trump voters, Meghan McCain has serious white fragility on the view today. Granted I hardly watch the show, but for some reason I'm watching it today and I'm already ragey.
Sonny Hostin, an Afro Latina, was explaining to Meghan why she thinks there's a link between trump voters and racism. Meghan is upset and kept rolling her eyes and "not all trump voters" etc.
Omg. I don't think she'll last long there without getting white fragiled all the time.
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Post by Deleted on Nov 30, 2017 12:48:57 GMT -6
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Post by miawallace on Nov 30, 2017 12:51:11 GMT -6
yes. Sudafed (the good kind) is my best friend right now |
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Post by adorebel on Nov 30, 2017 12:58:17 GMT -6
Oh man. Speaking of trump voters, Meghan McCain has serious white fragility on the view today. Granted I hardly watch the show, but for some reason I'm watching it today and I'm already ragey. Sonny Hostin, an Afro Latina, was explaining to Meghan why she thinks there's a link between trump voters and racism. Meghan is upset and kept rolling her eyes and "not all trump voters" etc. Omg. I don't think she'll last long there without getting white fragiled all the time. She's so freakin annoying. She's the epitome of the contradiction of "values" on the right now. I saw a clip the other day where A) She said it was offensive to Native Americans to have a portrait of Andrew Jackson at their event b/c "Indian Killer," Trail of Tears, etc. (Yes) B) But it was not offensive for Trump to have deliberately moved that portrait into the Oval Office because "he can honor any president he wants" (Wtfru saying now?) C) She was wearing a dress with GIANT ROSES AND DOGS on it and I was like HOW CAN I PAY ATTENTION TO WHAT YOU ARE SAYING EVUNNNN. |
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dc2london
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Post by dc2london on Nov 30, 2017 12:58:55 GMT -6
don't mind me, now that I'm really thinking about it they've done the Christmas cliffhanger multiple times
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dc2london
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Post by dc2london on Nov 30, 2017 13:01:48 GMT -6
those of you working in higher ed talking about how universities are operating now are really enlightening and saddening me.
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Post by Deleted on Nov 30, 2017 13:02:44 GMT -6
Someone recently suggested a podcast and I can't find it. Someone jog my memory..
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Post by Deleted on Nov 30, 2017 13:02:56 GMT -6
Oh man. Speaking of trump voters, Meghan McCain has serious white fragility on the view today. Granted I hardly watch the show, but for some reason I'm watching it today and I'm already ragey. Sonny Hostin, an Afro Latina, was explaining to Meghan why she thinks there's a link between trump voters and racism. Meghan is upset and kept rolling her eyes and "not all trump voters" etc. Omg. I don't think she'll last long there without getting white fragiled all the time. is she on the view now??? My word. |
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stringy
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Post by stringy on Nov 30, 2017 13:20:33 GMT -6
its not just public universities either - I've worked for two different private IHE's - one an urban U and another a suburban college - both keep hiring more and more adjuncts to teach undergraduate classes. It feels impossible to get a full time faculty position. They are both very much businesses and meetings are usually more about "more tuition paying students in the door" vs quality of education offerings. Its sad.
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cmb
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Post by cmb on Nov 30, 2017 13:20:50 GMT -6
I’m sitting here wondering if we should roll the 529s and our IRAs into bonds for the next year or so because of the way things are going. To think we wanted to buy a house next year, but if things haven’t gone south by then, we may end up buying right before it happens and be screwed Ha I'm legit looking at my retirement right now to decide if I should rebalance it a little with a greater percentage of bonds. My H is going “my 401k is long term so there’s time to recover...,” but with people saying they’re just now starting back at where they were before the last crash makes me shake my head at him. Granted, we’re in our late 20s and our kids are little so we do have time, but I don’t know if it’s really worth the risk of just playing wait and see or if we should just roll it to stable stuff and wait |
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stringy
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Post by stringy on Nov 30, 2017 13:22:50 GMT -6
Ha I'm legit looking at my retirement right now to decide if I should rebalance it a little with a greater percentage of bonds. My H is going “my 401k is long term so there’s time to recover...,” but with people saying they’re just now starting back at where they were before the last crash makes me shake my head at him. Granted, we’re in our late 20s and our kids are little so we do have time, but I don’t know if it’s really worth the risk of just playing wait and see or if we should just roll it to stable stuff and wait can we start an investment advice thread? kiddingnotkidding. Otherwise I ask mr. google and we know thats probably not a great move. |
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Post by Deleted on Nov 30, 2017 13:31:04 GMT -6
Ha I'm legit looking at my retirement right now to decide if I should rebalance it a little with a greater percentage of bonds. My H is going “my 401k is long term so there’s time to recover...,” but with people saying they’re just now starting back at where they were before the last crash makes me shake my head at him. Granted, we’re in our late 20s and our kids are little so we do have time, but I don’t know if it’s really worth the risk of just playing wait and see or if we should just roll it to stable stuff and wait Ehhh. He's right to some extent, but it depends on so many factors that it's hard to give advice over the interwebs. We bought before the crash (although not right before) and sold in 2014 for more than we would have before the crash. And my 401K, etc rebounded awhile ago. Late 20s is really young in the world of 401K investments. I'm late 30s and not planning on changing my strategy for now. Late 40s and I would worry a bit more if I was planning on early retirement (which I hope to be). |
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Bluebird
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Post by Bluebird on Nov 30, 2017 13:32:56 GMT -6
Ha I'm legit looking at my retirement right now to decide if I should rebalance it a little with a greater percentage of bonds. My H is going “my 401k is long term so there’s time to recover...,” but with people saying they’re just now starting back at where they were before the last crash makes me shake my head at him. Granted, we’re in our late 20s and our kids are little so we do have time, but I don’t know if it’s really worth the risk of just playing wait and see or if we should just roll it to stable stuff and wait I worry more about our parents, who are nearing retirement. My MIL is not exactly financially strong to begin with, and a market crash could be truly devastating. |
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mb3
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Post by mb3 on Nov 30, 2017 13:39:49 GMT -6
White House Envisions Tillerson Ouster From State Dept., to Be Replaced by Pompeo, Within Weeks nyti.ms/2kcg45o[br Musical chairs with nominees I see. And wasting Congress's time because now we will need a new CIA director. |
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Post by enchanted on Nov 30, 2017 13:44:00 GMT -6
I think we'll probably end up leaving our 401k alone, but I worry about the college fund. That's only fourteen years away for my son and while I know my kids most likely won't get out of school debt-free like we did, I still want to help them as much as we can.
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teatime
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Post by teatime on Nov 30, 2017 13:46:03 GMT -6
So one of the arguments I keep coming up against IRL is that if the government won’t reduce taxes on businesses/reduce epa restrictions on businesses so it’s not so expensive/etc then there won’t be a good financial future for the upcoming generations. I keep beating my head into a wall trying to explain that if the world Is left uninhabitable it won’t matter how big bank accounts are. Businesses aren’t going to do what’s better for everyone unless their hands are forced.
(I understand there are benefit corporations but that’s not what I’m talking about)
Wages aren’t going to magically increase.
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Post by blurnette989 on Nov 30, 2017 13:47:52 GMT -6
@adorabel, yup. It's depressing.
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Post by Deleted on Nov 30, 2017 13:49:46 GMT -6
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athn64
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Post by athn64 on Nov 30, 2017 13:56:36 GMT -6
A few of the more right-leaning and/or conspiracy theorist men in my office were already talking about their concern that women are going to start using harassment and assault allegations as revenge. I interrupted their little pity party to point out that for decades, men have used harassment and assault to maintain their power and control, and to punish women who threatened it, so... They stopped talking and went back to work. Given how many women it takes to corroborate the claims to make them worthwhile, and the tremendous amount of social pressure required to finally get these dudes ousted, I'm gonna say the chances women are suddenly going to start crawling out of the woodwork to falsely accuse men is pretty much non-existent.Th Yep. DH made a statement about innocnet men who's careers might get ruined. GTFO of here with that nonsense. I set him straight. |
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