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Post by peachsmama on Oct 31, 2017 8:12:56 GMT -6
Our appraisal came back really high. Like 100K more than our loan amount. I told dh and I'm like "this is great! If we ever need a home equity loan it'll be no problem." He of course has to be the rain to my parade "yea but we'll get hosed on property taxes and insurance" OMG. Just look on the bright side for one freaking second dammit!
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mwhip
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Post by mwhip on Oct 31, 2017 8:14:17 GMT -6
Our appraisal came back really high. Like 100K more than our loan amount. I told dh and I'm like "this is great! If we ever need a home equity loan it'll be no problem." He of course has to be the rain to my parade "yea but we'll get hosed on property taxes and insurance" OMG. Just look on the bright side for one freaking second dammit! Was it a personal appraisal or county? I understand his point, when we had our house appraised for our HELOC, I asked so many times to confirm that it wouldn't effect our taxes.
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klong11
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Post by klong11 on Oct 31, 2017 8:14:35 GMT -6
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Post by peachsmama on Oct 31, 2017 8:15:35 GMT -6
Our appraisal came back really high. Like 100K more than our loan amount. I told dh and I'm like "this is great! If we ever need a home equity loan it'll be no problem." He of course has to be the rain to my parade "yea but we'll get hosed on property taxes and insurance" OMG. Just look on the bright side for one freaking second dammit! Was it a personal appraisal or county? I understand his point, when we had our house appraised for our HELOC, I asked so many times to confirm that it wouldn't effect our taxes. It was for the bank, so not county. I'll tell him that. Maybe he'll stop being such a grump.
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nam2013
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Post by nam2013 on Oct 31, 2017 8:21:23 GMT -6
klong11 you seriously rock as a mom!
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mwhip
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Post by mwhip on Oct 31, 2017 8:22:04 GMT -6
Was it a personal appraisal or county? I understand his point, when we had our house appraised for our HELOC, I asked so many times to confirm that it wouldn't effect our taxes. It was for the bank, so not county. I'll tell him that. Maybe he'll stop being such a grump. Yeah, that won't get reported to the county, so it won't count towards your taxes and such! Tell him to chill!
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Sunny41
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Post by Sunny41 on Oct 31, 2017 8:24:51 GMT -6
Was it a personal appraisal or county? I understand his point, when we had our house appraised for our HELOC, I asked so many times to confirm that it wouldn't effect our taxes. It was for the bank, so not county. I'll tell him that. Maybe he'll stop being such a grump. Our county does it's own appraisals and that is based on other things than the bank. They might come back somewhere in the middle but I hope your property taxes aren't as high as ours
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Sunny41
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Post by Sunny41 on Oct 31, 2017 8:26:37 GMT -6
i'm listening to iheart radio halloween station. It is fun
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Post by peachsmama on Oct 31, 2017 8:29:56 GMT -6
It was for the bank, so not county. I'll tell him that. Maybe he'll stop being such a grump. Our county does it's own appraisals and that is based on other things than the bank. They might come back somewhere in the middle but I hope your property taxes aren't as high as ours We live in a great school district and are considered a "township" not part of the bigger city. Our taxes are insane.
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mwhip
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Post by mwhip on Oct 31, 2017 8:31:31 GMT -6
nam2013 I just realized it looks like I have a green dildo on my head.
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slenle
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Post by slenle on Oct 31, 2017 8:31:50 GMT -6
Morning! I really don't want to be at work today and would much rather be following my kids on their days. lol. I didn't think H was part of the group that was going ToT at the nursing home, but they asked yesterday if I wanted him to go. It's kinda silly since he has no idea what's happening, but I said he could. At the very least, maybe it will give him practice so he has more fun tonight.
I forgot to get a picture of them this morning. They better not mess up their costumes at daycare!
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klong11
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Post by klong11 on Oct 31, 2017 8:34:16 GMT -6
A mom just fixed Cadence's hair. THANK YOU!!!
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Post by wineallthetime on Oct 31, 2017 8:36:55 GMT -6
Noooo to all these different names! Not ok!
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wedding
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Post by wedding on Oct 31, 2017 8:40:14 GMT -6
Quick question about the blind Halloween. I'm on mobile, so I see that you have different avatars, but it still says your name. Is it different on a pc? Yeah it only shows the name change on desktop. Our names are descriptions of our pics basically.
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nam2013
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Post by nam2013 on Oct 31, 2017 8:42:17 GMT -6
mwhip 😂😂😂😂😂 this would seriously never happen over here. The Dutch are a little too level headed if you ask me!
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tgrimes
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Post by tgrimes on Oct 31, 2017 8:45:45 GMT -6
tgrimes , how's H doing this morning? He's fine so i sent him to daycare. MH on the other hand has a man cold. Apparently as soon as I walked in the door last night he decided he was done parenting. The house was a complete disaster. I guess I should be happy everyone is still alive...
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mwhip
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Post by mwhip on Oct 31, 2017 8:45:52 GMT -6
mwhip 😂😂😂😂😂 this would seriously never happen over here. The Dutch are a little too level headed if you ask me! Well, we should probably have more level heads here at my work, but we like to have fun too, so it's a toss up! :-)
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klong11
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Post by klong11 on Oct 31, 2017 8:46:30 GMT -6
The runner whipped out some of her EOs. That and her spicy smelling coffee are a bit too much for me right now. It's making me want to vom.
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guster
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Post by guster on Oct 31, 2017 8:47:52 GMT -6
Quick question about the blind Halloween. I'm on mobile, so I see that you have different avatars, but it still says your name. Is it different on a pc? Yeah it only shows the name change on desktop. Our names are descriptions of our pics basically. Oh, that's fun! Maybe I'll try and hop on the laptop later to check it out.
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tgrimes
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Post by tgrimes on Oct 31, 2017 8:48:13 GMT -6
peachsmama Market value is different from appraisal value. You only get taxed on your appraisal value. Most counties tax on whatever was there Jan 1. Since you hadn't started building yet you'll probably just be land only for this year. I don't know what the details are for your area though.
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guster
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Post by guster on Oct 31, 2017 8:48:27 GMT -6
tgrimes , how's H doing this morning? He's fine so i sent him to daycare. MH on the other hand has a man cold. Apparently as soon as I walked in the door last night he decided he was done parenting. The house was a complete disaster. I guess I should be happy everyone is still alive... Ugh, you need an easy week!!
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guster
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Post by guster on Oct 31, 2017 8:49:30 GMT -6
The runner whipped out some of her EOs. That and her spicy smelling coffee are a bit too much for me right now. It's making me want to vom. We got a diffuser over the weekend, and I feel like a mad scientist every night mixing oil to create a "pleasant" smell. Can't imagine doing it at work. Some of my combinations end up as real doozies!
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Post by xolastunicornxo on Oct 31, 2017 8:53:48 GMT -6
Happy Halloween! I love all the costumes! (On the kids and the ladies!) I have my glucose test this morning so I haven’t had breakfast yet and I’m hangry. And I hate the stupid glucose test because I’m always borderline.
Anyway, we are ordering pizza tonight with friends and then going TOT. Lucas and ry are being power rangers and Landon is a ninja. The days of cute cuddly costumes are definitely over. I’ll probably go out with them for an hour and then come back and hand out candy. Lol, Halloween just isn’t as fun when I can’t participate in the wagon being pulled that is filled with beer or the Jell-O shots our neighbors hand out!
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cagoldi
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Post by cagoldi on Oct 31, 2017 8:55:45 GMT -6
Morning! School today, and I know it will be a longer night so we're taking it easy and watching TV this morning. Nick Jr.'s Halloween episodes are parenting. cagoldi (or anyone else). Any tips on how to make a vegan hotdogs taste better? Boil? Fry? Spiral and roast? I've found I like them best if I boil first then pan fry.
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guster
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Post by guster on Oct 31, 2017 8:58:14 GMT -6
Morning! School today, and I know it will be a longer night so we're taking it easy and watching TV this morning. Nick Jr.'s Halloween episodes are parenting. cagoldi (or anyone else). Any tips on how to make a vegan hotdogs taste better? Boil? Fry? Spiral and roast? I've found I like them best if I boil first then pan fry. Thank you! We're bunless , so not many things to hold the condiments, but if I top it on a plate with onions and chili it might work.
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chrisy01
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Post by chrisy01 on Oct 31, 2017 9:01:02 GMT -6
Yes my appointment is this afternoon. I'm off work today and tomorrow.
Both dh and LO woke up in a bad mood so I'm grumpy now after dealing with both their temper tantrums
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wedding
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Post by wedding on Oct 31, 2017 9:10:12 GMT -6
Power is predicted to return 8am tomorrow. I am hoping that is an overestimate. I worked really hard on my Halloween décor this year and I am going to be sad if the power is still out and no TOT-ing. And one of my headstones blew away. I also really don't want to stay at my parents. They are a bit much to handle. And I can't bring Max there. Our house was 67 when I left and I know he would probably rather snuggle under covers at home, but I feel bad if we leave him.
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tgrimes
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Post by tgrimes on Oct 31, 2017 9:14:45 GMT -6
I hope the power comes back on soon wedding!
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vino
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Post by vino on Oct 31, 2017 9:19:19 GMT -6
Morning! Costumes look great mwhip and Klongoria! Sent B off to daycare as a pirate, he looks great and was so excited! I didnt make Halloween bags for his class but I might go and drop of some cupcakes or something for a lunch treat. Not sure what we’re up to today, I’ve got to start checking things off the list for B’s little party on Saturday and my SIL is coming on Thursday, so busy week ahead.
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cagoldi
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Post by cagoldi on Oct 31, 2017 9:24:32 GMT -6
That really sucks about the power situation, wedding. Good luck today, chrisy01. Can't wait to hear your EDD!
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