wedding
Emerald
Posts: 14,384 Likes: 77,750
|
Post by wedding on Aug 2, 2017 11:13:56 GMT -6
guster,Blaze drives me nuts. Luckily it was short lived over here. cagoldi,That sucks. Is there a way around that?
|
|
guster
Emerald
Posts: 11,536 Likes: 67,147
|
Post by guster on Aug 2, 2017 11:19:35 GMT -6
Josie has declared that it is her favorite. I'm hoping it loses its thrill soon.
|
|
cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
|
Post by cagoldi on Aug 2, 2017 11:24:38 GMT -6
guster,Blaze drives me nuts. Luckily it was short lived over here. cagoldi,That sucks. Is there a way around that? Selling an organ on the black market? But no. I have a high deductible plan with HSA. Normally I have a fair amount in the HSA but with using it for X last year and having no chance to build it up again yet while accumulating more expensive services just means I'm going to have to cough up lots and lots of money. Sent from my iPhone using Tapatalk
|
|
|
Post by snoopmommymom on Aug 2, 2017 11:28:39 GMT -6
guster,Blaze drives me nuts. Luckily it was short lived over here. cagoldi,That sucks. Is there a way around that? Selling an organ on the black market? But no. I have a high deductible plan with HSA. Normally I have a fair amount in the HSA but with using it for X last year and having no chance to build it up again yet while accumulating more expensive services just means I'm going to have to cough up lots and lots of money. Sent from my iPhone using Tapatalk I'm sorry. Hopefully the majority of your procedures are behind you.
|
|
|
Post by peachsmama on Aug 2, 2017 11:29:40 GMT -6
Fighting the urge to drive home and see the progress. I'm a loon.
|
|
wedding
Emerald
Posts: 14,384 Likes: 77,750
|
Post by wedding on Aug 2, 2017 11:39:53 GMT -6
I called school and C is doing well. Playing good and ate his lunch. A bit tired but otherwise normal. I texted DH to see if he can go into work late tomorrow so C can sleep in. No response but I'm ready to be irritated if he says no. I can't otherwise I would. DH was planning to stay home with him if he couldn't go to school so I'm not sure why this would be a problem.
|
|
klong11
Emerald
Posts: 14,877 Likes: 85,733
|
Post by klong11 on Aug 2, 2017 11:40:00 GMT -6
I"m really digging overnight oats right now. Granted I've only had them for 3 days now, but they are pretty dang good.
|
|
wedding
Emerald
Posts: 14,384 Likes: 77,750
|
Post by wedding on Aug 2, 2017 11:41:31 GMT -6
guster ,Blaze drives me nuts. Luckily it was short lived over here. cagoldi ,That sucks. Is there a way around that? Selling an organ on the black market? But no. I have a high deductible plan with HSA. Normally I have a fair amount in the HSA but with using it for X last year and having no chance to build it up again yet while accumulating more expensive services just means I'm going to have to cough up lots and lots of money. Sent from my iPhone using Tapatalk So is this all to meet your deductible? And if so, how much more do you need to pay until you meet it? Of course January is just around the corner and it will reset.
|
|
kim22
Amethyst
Posts: 5,450 Likes: 36,410
Member is Online
|
Post by kim22 on Aug 2, 2017 11:55:25 GMT -6
Cher hope C2 is doing better. I sent T to the nursery right away after I first nursed in recovery for his exam because I knew we had people waiting to see him. His temp was low so I ended up waiting 5 hours to get him back and no one got to see him anyway. wineallthetime Happy Birthday and congrats! dapostrophe Happy Birthday! cagoldi this is our second year with a high deductible health plan. My first 3 pregnancies cost $5 at my first OB appointment and that was it. Nothing for ultrasounds, hospital, or anything else. This one is going to cost $7,000. Thankfully, I discovered we had $2,000 in an old HSA from DH's previous job.
|
|
cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
|
Post by cagoldi on Aug 2, 2017 12:11:10 GMT -6
Selling an organ on the black market? But no. I have a high deductible plan with HSA. Normally I have a fair amount in the HSA but with using it for X last year and having no chance to build it up again yet while accumulating more expensive services just means I'm going to have to cough up lots and lots of money. Sent from my iPhone using Tapatalk So is this all to meet your deductible? And if so, how much more do you need to pay until you meet it? Of course January is just around the corner and it will reset. Yep, all to meet my deductible. This gets me close. My deductible is 2,600 but then my out of pocket max is 5,200. So I'm definitely going to end up shelling out the whole 5,200 this year based on how many more appointments and tests I have coming up soon. Sent from my iPhone using Tapatalk
|
|
cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
|
Post by cagoldi on Aug 2, 2017 12:14:05 GMT -6
kim22 it kind of sucks (especially knowing that in less than two years you're in for $10,400, not counting premiums) but I like the flexibility. I am finally getting some traction and I think a big part of that is not having to wait for approvals. One specialist wants me to see another and I go in as soon as they can see me, no pre-approvals with my insurance. So there is a silver lining and a lot of people with HS go decades without a DX. I'm fortunate in some respects. Thank goodness you found that $$$ just waiting for baby #4! Sent from my iPhone using Tapatalk
|
|
tgrimes
Diamond
Posts: 27,866 Likes: 138,914
|
Post by tgrimes on Aug 2, 2017 12:25:03 GMT -6
mamabear Wait, is this your first day back at work?
|
|
tgrimes
Diamond
Posts: 27,866 Likes: 138,914
|
Post by tgrimes on Aug 2, 2017 12:26:01 GMT -6
Holy shit. I just checked my claims summary and I owe $2,300 for my Immunologist and labs. I'll be broke soon. Sent from my iPhone using Tapatalk
|
|
jewels
Opal
Posts: 8,408 Likes: 44,277
|
Post by jewels on Aug 2, 2017 12:29:22 GMT -6
I HATE that stuff. I always want to go up and confront the person or stare them down, but I also don't want to get shot.I agree. Did you get the license plate slenle ? He could be waiting for women to take their kids inside and break into the car for their purse. That happened at our daycare. Ours too. Right at pick up, which I thought was so ballsy.
|
|
jewels
Opal
Posts: 8,408 Likes: 44,277
|
Post by jewels on Aug 2, 2017 12:37:06 GMT -6
UGH sorry mamabear, that first week back is rough too... sorry, you had such a short leave!
|
|
kim22
Amethyst
Posts: 5,450 Likes: 36,410
Member is Online
|
Post by kim22 on Aug 2, 2017 12:44:30 GMT -6
kim22 it kind of sucks (especially knowing that in less than two years you're in for $10,400, not counting premiums) but I like the flexibility. I am finally getting some traction and I think a big part of that is not having to wait for approvals. One specialist wants me to see another and I go in as soon as they can see me, no pre-approvals with my insurance. So there is a silver lining and a lot of people with HS go decades without a DX. I'm fortunate in some respects. Thank goodness you found that $$$ just waiting for baby #4! Sent from my iPhone using Tapatalk I'm learning and I can't complain because I Opt out of my coverage and in return get $12,000 from work in addition to not paying premiums of $500 a month. We use DH's with a $3,000 deductible and $6,850 max in network. His premiums are under $200 a month. Last year, between the 5 of us, we had 2 doctor visits that were not well visits, which are covered. So it's a gamble each year, last year we won, this year we lost (but baby's worth it). I'm planning a year and a half maternity leave this time so we would lose my coverage anyway. It was hard getting used to big bills coming and me having to pay them but I know it all works out.
|
|
cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
|
Post by cagoldi on Aug 2, 2017 12:50:57 GMT -6
kim22 it kind of sucks (especially knowing that in less than two years you're in for $10,400, not counting premiums) but I like the flexibility. I am finally getting some traction and I think a big part of that is not having to wait for approvals. One specialist wants me to see another and I go in as soon as they can see me, no pre-approvals with my insurance. So there is a silver lining and a lot of people with HS go decades without a DX. I'm fortunate in some respects. Thank goodness you found that $$$ just waiting for baby #4! Sent from my iPhone using Tapatalk I'm learning and I can't complain because I Opt out of my coverage and in return get $12,000 from work in addition to not paying premiums of $500 a month. We use DH's with a $3,000 deductible and $6,850 max in network. His premiums are under $200 a month. Last year, between the 5 of us, we had 2 doctor visits that were not well visits, which are covered. So it's a gamble each year, last year we won, this year we lost (but baby's worth it). I'm planning a year and a half maternity leave this time so we would lose my coverage anyway. It was hard getting used to big bills coming and me having to pay them but I know it all works out. Yeah it all kind of evens out. Ideally, you don't have to spend that every year. I pay $105/month in premiums and Pete probably pays $150-$160 for himself and the boys (they're on HMO). Sent from my iPhone using Tapatalk
|
|
vino
Opal
Posts: 9,054 Likes: 56,450
|
Post by vino on Aug 2, 2017 12:53:02 GMT -6
Holy shit. I just checked my claims summary and I owe $2,300 for my Immunologist and labs. I'll be broke soon. Sent from my iPhone using Tapatalk My ignorance as a Canadian is showing here, but I cannot even wrap my mind around this. How are people supposed to live, pay bills and on top of all regular life worry about healthcare. Does.Not.Compute.
|
|
slenle
Sapphire
Posts: 3,181 Likes: 26,368
|
Post by slenle on Aug 2, 2017 12:58:43 GMT -6
vino, it's terrible. We pay $1200/ month in premiums and still have a $6500 individual/$13000 family deductible. My work doesn't offer benefits and DH is self employed (in insurance, how ironic) so it's truly our best option. Everything up the to the deductible is 100% OOP (except well visits/prenatal). That's why I get so annoyed when daycare calls and says a kid is sick and can't come back without a doctors note. I do not like spending $120 each time daycare thinks they're sick.
|
|
|
Post by kamakaziartist on Aug 2, 2017 13:09:28 GMT -6
Holy shit. I just checked my claims summary and I owe $2,300 for my Immunologist and labs. I'll be broke soon. Sent from my iPhone using Tapatalk My ignorance as a Canadian is showing here, but I cannot even wrap my mind around this. How are people supposed to live, pay bills and on top of all regular life worry about healthcare. Does.Not.Compute. Hahaha Canada is great. No snark intended.
|
|
|
Post by kamakaziartist on Aug 2, 2017 13:10:27 GMT -6
is anyone else watching GLOW? I started last week and OMG I love it. I've never heard of it. What's it about? You might love it. It's about the Gorgeous Ladies of Wrestling. Look up the trailer. It's on Netflix.
|
|
cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
|
Post by cagoldi on Aug 2, 2017 13:19:07 GMT -6
Holy shit. I just checked my claims summary and I owe $2,300 for my Immunologist and labs. I'll be broke soon. Sent from my iPhone using Tapatalk My ignorance as a Canadian is showing here, but I cannot even wrap my mind around this. How are people supposed to live, pay bills and on top of all regular life worry about healthcare. Does.Not.Compute. Bootstraps. Sent from my iPhone using Tapatalk
|
|
cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
|
Post by cagoldi on Aug 2, 2017 13:21:32 GMT -6
Not hard to see how medical bills are the leading cause of bankruptcy, is it?
Sent from my iPhone using Tapatalk
|
|
|
Post by peachsmama on Aug 2, 2017 13:22:14 GMT -6
We are now covering 3 markets (36 branches) and they want us to start a referral contest. On Monday. I'm out all next week at a training and he's out the rest of this week. I'm being punished for saying I was bored with my job, aren't I?
|
|
|
Post by peachsmama on Aug 2, 2017 13:24:51 GMT -6
The health care is a joke. My friend that her daughter had CHD, her husband worked 80 hours a week during her pregnancy to max out their HSA contributions and savings so they could pay their out of pocket max without stressing while going through the surgeries. Because of all the over time he worked to manage that, it disqualified them from any assistance at all. And even after paying their max they have bills in collections because insurance doesn't see her feeding tube as medically necessary even though she is not allowed to eat. It's crazy.
|
|
|
Post by kamakaziartist on Aug 2, 2017 13:26:11 GMT -6
a woman just called me at work and asked a question. I literally answered her question and then she accused me of interrupting her? my head is spinning.
|
|
tgrimes
Diamond
Posts: 27,866 Likes: 138,914
|
Post by tgrimes on Aug 2, 2017 13:28:43 GMT -6
We are now covering 3 markets (36 branches) and they want us to start a referral contest. On Monday. I'm out all next week at a training and he's out the rest of this week. I'm being punished for saying I was bored with my job, aren't I?
|
|
yummeecookee
Sapphire
Maker of November Babies
Posts: 3,133 Likes: 19,748
|
Post by yummeecookee on Aug 2, 2017 13:30:24 GMT -6
I really dislike the high ded. plans. My current employer doesn't even offer any, so I've been spoiled w low premiums and low copays (no copays for minors!). New employer has a high ded. plan. We will be switching to mh's insurance.
|
|
yummeecookee
Sapphire
Maker of November Babies
Posts: 3,133 Likes: 19,748
|
Post by yummeecookee on Aug 2, 2017 13:30:41 GMT -6
|
|
tgrimes
Diamond
Posts: 27,866 Likes: 138,914
|
Post by tgrimes on Aug 2, 2017 13:40:47 GMT -6
mamabear I'm so sorry. I'm usually really good at remembering things. I was so caught up in worrying about H that I forgot you went back to work. I'm sure you miss your baby and it's so hard to return to work.
|
|