sarenu
Amethyst
Posts: 5,085 Likes: 10,330 
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Post by sarenu on Apr 7, 2021 11:47:37 GMT -6
I may be talking to myself, oh well. It’s not too late to start, calculate your April budget and get to it!  |
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mc13
Sapphire
Posts: 3,414
Likes: 12,121
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Post by mc13 on Apr 7, 2021 11:59:57 GMT -6
We'll have our deck project paid off by the end of the month, then we plan to tackle paying off my student loans. We've been doing a great job of not eating out and meal planning to keep that line item in check. We really need to continue through this month.
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sarenu
Amethyst
Posts: 5,085 Likes: 10,330
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Post by sarenu on Apr 7, 2021 13:11:21 GMT -6
Oh and I’ve been using Every Dollar.
But I haven’t been strict about the budget. I budget what I know for the month, and then use it to track all my spending. Then at the end of the month I total my expenses, less our paychecks and transfer the money left to savings.
I have a misc category. So when I feel we over spent, that’s usually the big red flag area and I know the problem.
I already know vet bills will be the big spend this month. And June to august will be care for the older 2. Bye money!
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milano
Emerald
Posts: 10,914 Likes: 36,993
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Post by milano on Apr 7, 2021 13:32:22 GMT -6
I'm here this month. We had a V Expensive March and I need to spend very little this month to balance it out. Less food, both at the store and via doordash is my starting point.
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Speedy
Sapphire
Posts: 4,613 Likes: 8,575
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Post by Speedy on Apr 7, 2021 16:46:14 GMT -6
Our outspending on food and miscellaneous hasn't been bad, but I need to get better at putting stuff into savings (aside from the RESP which comes out automatically). I just feel like we're still behind and there are things that I've been putting off for a year or more and I don't know how to balance things. V frustrating.
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sarenu
Amethyst
Posts: 5,085 Likes: 10,330
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Post by sarenu on Apr 7, 2021 19:52:29 GMT -6
Our outspending on food and miscellaneous hasn't been bad, but I need to get better at putting stuff into savings (aside from the RESP which comes out automatically). I just feel like we're still behind and there are things that I've been putting off for a year or more and I don't know how to balance things. V frustrating. So this is kind of why I use Every Dollar, but don’t follow the rules. I create buckets, enter my expenses, then reflect on the month. I know where I’m spending and how much I’m saving each month. |
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sarenu
Amethyst
Posts: 5,085 Likes: 10,330
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Post by sarenu on Apr 29, 2021 11:47:42 GMT -6
Just went through my credit card charges for April. I was avoiding it with all the: Vet bills House improvements Car expenses It’s bad, but not as bad as I thought. Get those budgets updated!  |
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Post by charlotte on Apr 30, 2021 12:14:03 GMT -6
I finally updated our spreadsheet with expenses from the last two months. Took forever. I won’t let myself get that far behind again!
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sarenu
Amethyst
Posts: 5,085 Likes: 10,330
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Post by sarenu on Apr 30, 2021 12:32:20 GMT -6
I finally updated our spreadsheet with expenses from the last two months. Took forever. I won’t let myself get that far behind again! I discovered I can export my credit card transactions to a CSV file. I’m contemplating an excel spreadsheet so that I can just copy and paste it in 1 minute. |
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