honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 4, 2023 15:39:18 GMT -6
Heyyyyy! I'm going to try and keep this short and sweet while still providing the information necessary. I was approached by someone I know about an accessible van her friend is selling. It's a great deal, low miles, it would be the next step for our family, and would save my back from transferring M. Right now we transfer her into a carseat and then use a rear entry lift to get her power chair into our current van. So she is not able to he transported in her power chair. She's getting bigger and heavier (thank the Lord), but I am not getting stronger. Going to multiple places it's so difficult yo transfer her in and out. Anywho, the rub is my husband and I filed bankruptcy this summer and I can't find anyone who will finance a vehicle for us. I come to this group of humans to see if anyone has ideas or know of a place that would: A) finance someone with a fresh bankruptcy and therefore crap credit. B) maybe specific financing for a private party accessible vehicle sale. Picture of M for tax who continues to kick ass and Tuesday goes open label in her clinical trial ❤️
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lucylou
Platinum
Posts: 2,362 Likes: 6,683
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Post by lucylou on Nov 4, 2023 16:18:13 GMT -6
Beautiful girl! How much are you talking? Gofundme? I know those get a bad rap but this seems like an instance where it would be totally appropriate.
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 4, 2023 16:39:59 GMT -6
About $18,000
The person has no need for the for the van and isn't looking to make a huge profit or anything. So she's selling it for about $10k less than a dealership would.
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jr
Silver
Posts: 321 Likes: 567
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Post by jr on Nov 4, 2023 19:58:58 GMT -6
She looks so strong! Maybe this organization, or another one like it, could help? I can’t tell if this one would help you buy a van you’ve identified or if they provide vans they have on hand. But if not this one, something similar? specialkidsfund.org/
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snowyowl
Amethyst
Posts: 6,808 Likes: 31,108
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Post by snowyowl on Nov 4, 2023 20:12:20 GMT -6
I have no expertise in this area, but if you start a gofundme I will certainly share it everywhere!
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kaimee
Bronze
Posts: 241 Likes: 613
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Post by kaimee on Nov 5, 2023 6:15:10 GMT -6
Infrequent poster, but my 6 year old got diagnosed with a progressive mitochondrial disease this summer. Her case manager for Children's Special Health coverage (I'm not sure what it's called in other states but it's a state supplemental insurance for kids with disabilities) said that there are funds to help with accessibility needs. If your daughter has a case manager, they might have some ideas for financial assistance to purchase the van. I hope it works out for you!
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Post by lucilleaustero on Nov 5, 2023 8:10:48 GMT -6
What state are you in?
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 5, 2023 8:11:16 GMT -6
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Post by lucilleaustero on Nov 5, 2023 8:15:22 GMT -6
Is she in the Children's Waiver for Medicaid? Rules differ by state, but SMA may be a qualifying diagnosis in Michigan. If so, Michigan has an environmental modification program that covers a variety of home and vehicular mods to help.
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Post by lucilleaustero on Nov 5, 2023 8:16:58 GMT -6
Is she in the Children's Waiver for Medicaid? Rules differ by state, but SMA may be a qualifying diagnosis in Michigan. If so, Michigan has an environmental modification program that covers a variety of home and vehicular mods to help. It looks like Michigan does not count parents income towards a child's eligibility once a determination is made as to a qualifying diagnosis. This is a good thing.
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 5, 2023 8:18:19 GMT -6
Is she in the Children's Waiver for Medicaid? Rules differ by state, but SMA may be a qualifying diagnosis in Michigan. If so, Michigan has an environmental modification program that covers a variety of home and vehicular mods to help. She is on Children's special health care. They have a grant application, but it can't be used for the van, just the adaptations. I'm not sure how that would work in this case since the van is already adapted.
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Post by lucilleaustero on Nov 5, 2023 8:19:09 GMT -6
And I don't know that this would help to get the van now as approvals take time, but it can definitely help with a slew of things down the road.
For now, gofundme, tap into local disability advocate groups, they are wonderful resources and know how to get things paid for.
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Post by lucilleaustero on Nov 5, 2023 8:21:40 GMT -6
Is she in the Children's Waiver for Medicaid? Rules differ by state, but SMA may be a qualifying diagnosis in Michigan. If so, Michigan has an environmental modification program that covers a variety of home and vehicular mods to help. She is on Children's special health care. They have a grant application, but it can't be used for the van, just the adaptations. I'm not sure how that would work in this case since the van is already adapted. In NY, you can. Use those funds to purchase predated vans. But, each state does their own thing. Look into this program. If she qualifies, it can really help and it would not take away from her health care. www.michigan.gov/mdhhs/keep-mi-healthy/mentalhealth/mentalhealth/medwaivers/childrens-waiver-program
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trueblue
Sapphire
Posts: 4,526 Likes: 16,335
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Post by trueblue on Nov 5, 2023 8:22:29 GMT -6
Without delving into the financial details of your bankruptcy, would the payments fit into your current budget? If so do you have a family member or close friend with good credit who would be wills to co-sign on the loan to get you to qualify?
Do the social workers associated with M’s primary care hospital, or support groups for M’s disease, have any ideas on programs that help out with this type of purchase?
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 5, 2023 8:25:02 GMT -6
She is on Children's special health care. They have a grant application, but it can't be used for the van, just the adaptations. I'm not sure how that would work in this case since the van is already adapted. In NY, you can. Use those funds to purchase predated vans. But, each state does their own thing. Look into this program. If she qualifies, it can really help and it would not take away from her health care. www.michigan.gov/mdhhs/keep-mi-healthy/mentalhealth/mentalhealth/medwaivers/childrens-waiver-programWe already are partnered with community mental health for some other resources so I will definitely ask our worker about this. Thanks!
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 5, 2023 8:27:43 GMT -6
Without delving into the financial details of your bankruptcy, would the payments fit into your current budget? If so do you have a family member or close friend with good credit who would be wills to co-sign on the loan to get you to qualify? Do the social workers associated with M’s primary care hospital, or support groups for M’s disease, have any ideas on programs that help out with this type of purchase? My current vehicle I would sell after we have secured the new van. I'd be able to payoff the loan on it and make a profit of at (on the reserved side) $5k, which would be awesome and helpful.
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wasabi
Moderator
Posts: 18,835 Likes: 119,784
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Post by wasabi on Nov 5, 2023 13:50:15 GMT -6
Without delving into the financial details of your bankruptcy, would the payments fit into your current budget? If so do you have a family member or close friend with good credit who would be wills to co-sign on the loan to get you to qualify? Do the social workers associated with M’s primary care hospital, or support groups for M’s disease, have any ideas on programs that help out with this type of purchase? My current vehicle I would sell after we have secured the new van. I'd be able to payoff the loan on it and make a profit of at (on the reserved side) $5k, which would be awesome and helpful. I totally understand not wanting to risk being without a vehicle, but I assume you aren’t willing to sell your vehicle first to pay for the new one outright?
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Nov 5, 2023 13:59:47 GMT -6
My current vehicle I would sell after we have secured the new van. I'd be able to payoff the loan on it and make a profit of at (on the reserved side) $5k, which would be awesome and helpful. I totally understand not wanting to risk being without a vehicle, but I assume you aren’t willing to sell your vehicle first to pay for the new one outright? Exactly. It would be just my luck that the person would sell it from under me or financing would fail and I'd be without a vehicle at all. I had a friend tell me when she won a brand new accessible vehicle I could have her old one, I just had to pick it up in her state. I was so excited and then when it came down to it she gave it to another family who needed a vehicle (but not the accessible features) I'm still upset that happened. So I trust nothing until it happens.
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Post by goldenbird on Nov 5, 2023 14:05:14 GMT -6
If you start a GFM please share the link so we can contribute. M is so cute and such a rockstar!
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wasabi
Moderator
Posts: 18,835 Likes: 119,784
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Post by wasabi on Nov 5, 2023 14:13:31 GMT -6
I totally understand not wanting to risk being without a vehicle, but I assume you aren’t willing to sell your vehicle first to pay for the new one outright? Exactly. It would be just my luck that the person would sell it from under me or financing would fail and I'd be without a vehicle at all. I had a friend tell me when she won a brand new accessible vehicle I could have her old one, I just had to pick it up in her state. I was so excited and then when it came down to it she gave it to another family who needed a vehicle (but not the accessible features) I'm still upset that happened. So I trust nothing until it happens. Aw man, that sucks. I wish I had more advice. I can only think maybe a co-signer. I would also contribute to a go fund me though!
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Feb 12, 2024 7:55:06 GMT -6
Bringing this thread back from the dead. Some of you said you would share or support a GFM. We are about $2,200 short of our goal for a van. Any help is appreciated. Even a share. I'll happily post photos of M riding along once we get the van in our possession. ❤️ gofund.me/1af22e81
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willow
Ruby
Posts: 19,627 Likes: 125,238
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Post by willow on Feb 12, 2024 8:21:20 GMT -6
I just donated but it doesn't show up on the main page as any progress, like as if nothing has happened? I hope it worked. I got an email confirmation anyway.
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hawkward
Global Moderator
Loss, Infertility
Posts: 19,638 Likes: 123,092
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Post by hawkward on Feb 12, 2024 8:31:14 GMT -6
Done! Good luck! I know how life changing the right equipment can be for kids.
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Post by Rusty Red on Feb 12, 2024 9:23:31 GMT -6
OK, that picture is giving me joy on a Monday. So cute!
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snowyowl
Amethyst
Posts: 6,808 Likes: 31,108
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Post by snowyowl on Feb 12, 2024 9:27:44 GMT -6
Done and shared, hope you get everything you need!
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Post by Rusty Red on Feb 12, 2024 9:30:08 GMT -6
Also done and shared.
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zoeylucy
Amethyst
Posts: 7,162 Likes: 26,488
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Post by zoeylucy on Feb 12, 2024 9:59:59 GMT -6
I just donated but it doesn't show up on the main page as any progress, like as if nothing has happened? I hope it worked. I got an email confirmation anyway. Same.
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Post by marsinvestigations on Feb 12, 2024 12:16:33 GMT -6
I just donated but it doesn't show up on the main page as any progress, like as if nothing has happened? I hope it worked. I got an email confirmation anyway. Same. me too. I hope it goes through correctly. I did get an email verification.
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honda
Sapphire
Posts: 2,955 Likes: 13,425
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Post by honda on Feb 12, 2024 14:55:52 GMT -6
Thank you so much ladies!!!!! We appreciate you and your help more than you will ever know.
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Post by marygracerich on Feb 12, 2024 18:31:04 GMT -6
Bringing this thread back from the dead. Some of you said you would share or support a GFM. We are about $2,200 short of our goal for a van. Any help is appreciated. Even a share. I'll happily post photos of M riding along once we get the van in our possession. ❤️ gofund.me/1af22e81Can I share this with our M15 moms?
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