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Post by booarogue on Sept 5, 2017 7:20:55 GMT -6
Change if plans and heading to the aquarium today with a mom friend. Haven't been in so long so I'm excited.
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Post by booarogue on Sept 5, 2017 7:21:36 GMT -6
RunsforWineandCarbs and @himjamie I hope you guys don't need all those supplies and you guys stay safe.
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joi922
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Post by joi922 on Sept 5, 2017 7:22:09 GMT -6
RunsforWineandCarbs and hiimjamie I've been tracking Irma and thinking of you guys. My brother works in Key Largo and I know he's prepping too. Hurricane season sucks.
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joi922
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Post by joi922 on Sept 5, 2017 7:23:24 GMT -6
I was already planning taco salads for dinner. Close enough, right?
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joi922
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Post by joi922 on Sept 5, 2017 7:25:16 GMT -6
I threw my back out two weekends ago blowing bubbles with C. Yes, seriously. Thought it was healed, but I'm feeling it again after having to clean up a mess on the floor yesterday. And now I think I pulled something stretching. WTF? I think the universe is telling me to go lie down for a few days.
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Post by CestLaVie on Sept 5, 2017 7:44:01 GMT -6
DH is still waiting to start his new job and is being fairly anxious. And when he gets like that the first thing he does is try to control everything around him, which is... not fun. I have learned that the only way to deal with it is to directly reject it, but I still hate when he gets like this. Like he sees every worst case scenario and tries to account for it.
Yesterday he was going on about how I shouldn't buy heels because what if I trip and twist my ankle, etc, etc. What if my feet get sore. Like I have to remind him I am an adult and if I get sore I will take them off and put different ones on..... I honestly think it must be exhausting to try to account for everything like that and control the outcomes.
I ordered the shoes because I want them. I wish he could get himself out of these funks and I wonder if he needs something for anxiety honestly.
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mrspiatt
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Post by mrspiatt on Sept 5, 2017 7:44:21 GMT -6
Betweenthelines- sorry lady- lots of caffeine your way. RunsforWineandCarbs and hiimjamie- I really hope Irma isn't the bitch she's supposed to be, hopefully she'll just veer off course and die in the middle of the ocean. I'm glad your both preparing for it though. Pizzaslut- I really hope you guys get your vacation CestLaVie I hope your headache goes away soon and hope you have a great appointment and you enjoy that shower! booarogue- have a great time at the aquarium joi922- I hope your brother stays safe. Taco salad definitely works! I'm sorry your body isn't being nice to you. I hope you can take it easy.
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mrspiatt
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Post by mrspiatt on Sept 5, 2017 7:57:29 GMT -6
CestLaVie I'm sorry you have to deal with that. The book you sent really helped my situation with H. I stopped reacting or pushed back (sometimes on things I didn't care about) and things turned around. His anxiety kicked in a lot this weekend and he didn't yell at me or anything, but there was a lot of worst scenarios popping up. For the most part I ignored him and he got over it... a couple times I teased him and he chilled out and kind of laughed about it. Is your H open to taking medication?
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Post by CestLaVie on Sept 5, 2017 8:04:56 GMT -6
mrspiatt, I don't think he would because he sees it as everything being fine with he starts his job in October. I was trying to push him yesterday on it, like why wait to be happy? I honestly think we are just really really short on fun. We've had a really rough year money-wise, and stress. I want to plan something fun for us and I think that will help.
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mrspiatt
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Post by mrspiatt on Sept 5, 2017 8:09:57 GMT -6
jedi- you can do it! We're really curios to see what our final total will be. Some stuff we're selling for super cheap and grouping it with other stuff just to get it gone. All the board games that were left from the garage sale we grouped together and sold for $25- just to get them gone.
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jess213
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Post by jess213 on Sept 5, 2017 8:12:30 GMT -6
jess213 good luck to YS. I might need a virtual hug tomorrow. It's emotional for sure! Even this morning I was getting a little misty thinking 'where did the time go??'
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mrspiatt
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Post by mrspiatt on Sept 5, 2017 8:13:43 GMT -6
mrspiatt, I don't think he would because he sees it as everything being fine with he starts his job in October. I was trying to push him yesterday on it, like why wait to be happy? I honestly think we are just really really short on fun. We've had a really rough year money-wise, and stress. I want to plan something fun for us and I think that will help. I totally get the being short on fun aspect. I think the last vacation H and I took (without kids) was when we got married in St. Lucia. That was over 4 years ago and with the boys and just not doing well financially, it's definitely adding to the stress and anxiety. (I'm not excusing my H's behavior).
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Post by skinandbones on Sept 5, 2017 8:17:18 GMT -6
Peekaru around? I has a money question.
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Post by RunsforWineandCarbs on Sept 5, 2017 8:27:13 GMT -6
So we started watching Stranger Things last night - 2 episodes. Cant' wait to see more tonight. And yes, I know i am late to the game here.
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Post by 45thparallel on Sept 5, 2017 8:29:37 GMT -6
So we started watching Stranger Things last night - 2 episodes. Cant' wait to see more tonight. And yes, I know i am late to the game here. It was a while ago, but I remember it took a few episodes to really get into it. You're timing is better bc you won't have as long to wait between season 1 & 2.
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Post by RunsforWineandCarbs on Sept 5, 2017 8:38:11 GMT -6
45thparallel, omg i was hooked by the first episode. honestly, the beginning kind of scared me. I guess i've been waiting for a good show to watch again. I did want to start Sinner last night but H wanted Stranger Things. I want both...so I will watch sinner when he goes out of town next week.
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Peekaru
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Post by Peekaru on Sept 5, 2017 8:49:06 GMT -6
Peekaru around? I has a money question. Yes. The answer is: I want all of it.
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Peekaru
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Post by Peekaru on Sept 5, 2017 8:49:32 GMT -6
Took DS to school today.
I may or may not still be weepy about it.
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Post by skinandbones on Sept 5, 2017 9:28:08 GMT -6
Peekaru, I want it all too!! DH got a better paying job a bit ago. The past few months have been catching up on bills which we've finally done! We are now trying to figure out whether to tackle a (large) credit card bill and build up savings. To prevent further credit card usage, DH has given me his and we are both on a cash allowance. My questions is- where to start? Even if we throw everything at the credit card, it will still take a couple of years to pay off. And ignoring savings doesn't seem smart. To complicate things, DH's pay is mostly commission base. He does get a small draw but not enough to cover all the bills (even if you factor in my pay). Any feedback would be helpful. I'm just kinda at a loss. Let me know if I can fill in any gaps.
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Post by skinandbones on Sept 5, 2017 9:40:02 GMT -6
It's official. The boys are sharing a room. We've moved them around, emptied closets and dressers to get everything in there. Plus is we have a guest room now! I supposed we'll continue this until the decide they don't want to share anymore- whenever that is.
Both rooms are in a mess of themes and colors. But it's done.
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Pizzaslut
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*it’s a joke. get some hobbies.
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Post by Pizzaslut on Sept 5, 2017 9:49:03 GMT -6
Peekaru , I want it all too!! DH got a better paying job a bit ago. The past few months have been catching up on bills which we've finally done! We are now trying to figure out whether to tackle a (large) credit card bill and build up savings. To prevent further credit card usage, DH has given me his and we are both on a cash allowance. My questions is- where to start? Even if we throw everything at the credit card, it will still take a couple of years to pay off. And ignoring savings doesn't seem smart. To complicate things, DH's pay is mostly commission base. He does get a small draw but not enough to cover all the bills (even if you factor in my pay). Any feedback would be helpful. I'm just kinda at a loss. Let me know if I can fill in any gaps. Is there a high interest rate on the credit cards? I always go by the idea if you are earning more in savings than you are paying in interest on debt, then you should save some and put some on the debt. If your are paying high interest rates on your debt, then you should try to pay that down. The caveat is if you don't have any emergency funds. I think they say you should try to have emergency funds of 3 months of living expenses (which seems like a ton of money in my opinion - especially with daycare costs). If I were in your shoes, I would split the extra money 50/50 between debt and savings until you have at least two months of living expenses. Then I would do a 75/25 split with more going towards debt. Once you get up to 3 months, I would put it all towards debt. Depending on the actual interest rate, I would change the amount put towards each. You don't want to pay 15% of interest if you aren't earning anything in interest on your savings.
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Post by skinandbones on Sept 5, 2017 9:53:53 GMT -6
Pizzaslut, no high interest rate; however, give the amount of the card, it's still a lot of interest.
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Pizzaslut
Ruby
*it’s a joke. get some hobbies.
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Post by Pizzaslut on Sept 5, 2017 10:16:13 GMT -6
Pizzaslut , no high interest rate; however, give the amount of the card, it's still a lot of interest. Then I would build up some savings at a 50/50 split, maybe 2 months worth of living expenses, and then just pay down that card.
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Peekaru
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Post by Peekaru on Sept 5, 2017 10:20:06 GMT -6
skinandbones, What are the details on the CC debt and income, if you are comfortable? How many cards, interest rates etc etc. Also what is the goal? Perhaps this should be in PM?
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Peekaru
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Post by Peekaru on Sept 5, 2017 10:37:54 GMT -6
Baby steps- If there is a large amount on one card, it might make sense to use a 0% credit transfer to several smaller cards. This way you can see the snowball effect, which is what I think you are going after. I would run though the budget to see what you can afford on a monthly basis, do not use the draw for this. When he is bonused, take a portion of that money and use that for the debt as well. I agree with Pizzaslut, make sure to create some cash on hand as well. No point in getting out of debt to hop back in, ya know? Uhhhh.... let me think on it more.
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Post by RunsforWineandCarbs on Sept 5, 2017 11:16:35 GMT -6
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Post by abominationsnowman on Sept 5, 2017 11:24:34 GMT -6
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Post by abominationsnowman on Sept 5, 2017 11:27:57 GMT -6
Color me broken, but I am so happy school is back in session for #1 and #2. With only #3 at home, it is blissfully quiet! No fighting, no yelling. Bliss!
I'm thinking of going to the store for birthday party supplies for #1, but we'll see if my little deviant will nap today. Otherwise, just trying to finish projects before baby arrives.
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mrspiatt
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Post by mrspiatt on Sept 5, 2017 11:32:03 GMT -6
RunsforWineandCarbs- is ordering from the Amazon pantry an option? That is if there is anything you need that you couldn't find?
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Post by RunsforWineandCarbs on Sept 5, 2017 11:32:40 GMT -6
This shows Irma almost following Charlie's path, minus the entrance to Florida. Either way, it looks like i'm screwed. Pizzaslut, right now it's still wait and see for the turn that should happen closer to Saturday or Sunday. They said it might turn towards the gulf, i'll keep my fx that's the way it turns... hiimjamie, stay safe...
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