jkjacq
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Post by jkjacq on Sept 13, 2019 10:39:15 GMT -6
it's criminal what these health insurance companies do Whenever candidates say anything along the lines of, “If you like your current insurance/coverage...” I always think, “Who the fuck are these people that like their insurance?” It’s all too expensive with not enough coverage and I can’t wait to (hopefully) ditch it someday lol Also unless you have purchased your policy on the marketplace, chances are you have ZERO control over
what you're going to pay what is going to be covered who is going to be in network when your copay/deductibles change.
I realize those with CBAs have a little more leverage but that isnt the case for the majority of people on employer sponsored plans.
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dc2london
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Post by dc2london on Sept 13, 2019 10:58:13 GMT -6
I'm rewatching and the first 45 minutes is like a white guy finger movement contest
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dc2london
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Post by dc2london on Sept 13, 2019 10:58:58 GMT -6
Whenever candidates say anything along the lines of, “If you like your current insurance/coverage...” I always think, “Who the fuck are these people that like their insurance?” It’s all too expensive with not enough coverage and I can’t wait to (hopefully) ditch it someday lol Also unless you have purchased your policy on the marketplace, chances are you have ZERO control over
what you're going to pay what is going to be covered who is going to be in network when your copay/deductibles change.
I realize those with CBAs have a little more leverage but that isnt the case for the majority of people on employer sponsored plans.
and those things change every year
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jaygee
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Post by jaygee on Sept 13, 2019 10:59:53 GMT -6
it's criminal what these health insurance companies do Whenever candidates say anything along the lines of, “If you like your current insurance/coverage...” I always think, “Who the fuck are these people that like their insurance?” It’s all too expensive with not enough coverage and I can’t wait to (hopefully) ditch it someday lol They are likely people who haven’t had to access healthcare beyond yearly wellness visits. It’s one of those you don’t know until it happens to you things. Or they are unicorns and have really, really good employer sponsored insurance but that’s becoming less and less the reality. I agree though it’s weird and not a view point I think we should be too worried about. Trust me, you’ll like Medicare better.
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jkjacq
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Post by jkjacq on Sept 13, 2019 11:14:41 GMT -6
Symone Sanders is on right now I don't understand how she is on Joe's campaign. It seems so far removed from where she was publicly six months ago.
She also just gave a shout out to Sanders M4A and then threw Warrens under the bus.
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jaygee
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Post by jaygee on Sept 13, 2019 11:19:16 GMT -6
I do think the union negotiation piece is valid. They negotiated for salary and benefits and if benefits are now being paid through taxes but their salary doesn’t increase they do incur a loss. However that can be worked out.
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elle
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Post by elle on Sept 13, 2019 11:27:00 GMT -6
it's criminal what these health insurance companies do Whenever candidates say anything along the lines of, “If you like your current insurance/coverage...” I always think, “Who the fuck are these people that like their insurance?” It’s all too expensive with not enough coverage and I can’t wait to (hopefully) ditch it someday lol I generally like our insurance but - it's tied to my H's job and is considered part of his benefits and overall compensation package and definitely would present a problem if my H wanted to change jobs, or his company wanted to change plans, etc. I would prefer to have insurance/healthcare that was not tied to a specific job.
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Post by greykitty on Sept 13, 2019 11:37:20 GMT -6
I think the best part of the push to single payer is that it's becoming a serious proposal - but I wish to God we'd start seeing more details of the logistics and finances behind it. Easy to say, hey, it's Medicare - but it's not, from what I'm seen. The Sanders plan sounds like a wildly ramped up Medicare Advantage system to me. I admit, I was never much of a fan of HMO's, even when I was in one, and MA seems really close to HMO-land to me - so that's my perspective.
I honestly wish they'd stop saying Medicare for All and just say single payer - maybe it would help with the disconnect between initial favorable assessments from potential voters and the later drops in approval as the plans are described.
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dc2london
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Post by dc2london on Sept 13, 2019 11:38:39 GMT -6
LOLLLL the Crooked Media livestream also lost their shit when Biden called Moms Demand Action "Mothers Against Violence"
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Post by hawkeye2015 on Sept 13, 2019 11:47:21 GMT -6
it's criminal what these health insurance companies do Whenever candidates say anything along the lines of, “If you like your current insurance/coverage...” I always think, “Who the fuck are these people that like their insurance?” It’s all too expensive with not enough coverage and I can’t wait to (hopefully) ditch it someday lol We really love our current insurance. My h's employer pays 100% of the monthly cost and we have no deductible. But, and it's a big but, my h is in a union. So he only has such good insurance because they have a say in the benefits.
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Post by greykitty on Sept 13, 2019 11:58:34 GMT -6
Now that unions are mentioned (and I agree - benefits were negotiated and should not be nullified without a lot of making whole involved), what about teachers' opinions? In my area, one of the biggest 'perks', if you would, is the extraordinarily 'good' insurance teacher unions negotiate in most districts (and in my school district, the average teacher salary is approximately $56,000). Now, single payer might end up being a big selling point to taxpayer/voters, since every school bond election teacher salary and benefits can become a heated discussion.
I have to admit that over the years I'm starting to support the idea of defined contribution pension benefits for new hire teachers and other educational staff, rather than defined benefit. I just don't think defined benefit plans are viable as people live longer and longer past 'normal' retirement ages.
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Post by Deleted on Sept 13, 2019 12:48:38 GMT -6
Is this where we talk about old school racist Joe? I am just catching up now.
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elle
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Post by elle on Sept 13, 2019 12:50:30 GMT -6
Is this where we talk about old school racist Joe? I am just catching up now. Yeah. This Twitter thread has been making the rounds and I was completely unaware of the implications of what he was referring to when he mentioned "record players".
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jaygee
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Post by jaygee on Sept 13, 2019 12:54:01 GMT -6
Omg. So I just started the debate. Amy and Pete’s faces and Kamala’s Laughter after Yang’s contest announcement are giving me life right now.
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jaygee
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Post by jaygee on Sept 13, 2019 13:08:48 GMT -6
Joe looks creepy smiling behind Warren when she is passionately breaking down healthcare access.
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jaygee
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Post by jaygee on Sept 13, 2019 13:26:46 GMT -6
Beto’s answer on the first question regarding the racial divide was fantastic. And once again I appreciate him elevating Rep Lee Jackson’s reparations bill.
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dc2london
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Post by dc2london on Sept 13, 2019 13:33:56 GMT -6
oh lord Bernard had visible dandruff on his jacket during his closing remarks
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elle
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Post by elle on Sept 13, 2019 13:34:44 GMT -6
oh lord Bernard had visible dandruff on his jacket during his closing remarks 😬 So his hair got mussed during the debate because he was scratching his head?
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Post by Deleted on Sept 13, 2019 14:00:51 GMT -6
Is this where we talk about old school racist Joe? I am just catching up now. Yeah. This Twitter thread has been making the rounds and I was completely unaware of the implications of what he was referring to when he mentioned "record players". Yeah. His answer to that question was basically, “Black and brown and poor parents don’t know how to raise their children right.” i.e., racism is the fault of POC. 🤭🤦🏼♀️😱
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Post by Uncaripswife on Sept 13, 2019 15:05:08 GMT -6
I do think the union negotiation piece is valid. They negotiated for salary and benefits and if benefits are now being paid through taxes but their salary doesn’t increase they do incur a loss. However that can be worked out. On top of increased wages, there are a lot of other benefits unions can negotiate if health coverage is Medicare for all: apprenticeship and training benefits, severance, legal services, enhanced/supplemental medical. As you say, it can be worked out.
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AmyG
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Post by AmyG on Sept 13, 2019 19:47:47 GMT -6
Dh had really great insurance. $500 deductible, $100ish paycheck cost, $20 for the dr, and $30 for specialists, max of an rx was $30 Until he had a heart attack. We are still paying for. And until he lost his job, and we have no insurance whatsoever, cause can't afford the cheapest on the exchange.
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dc2london
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Post by dc2london on Sept 14, 2019 7:18:00 GMT -6
AmyG,I really am sorry. That shouldn't ever happen to anyone. Based on your experience, do you mind me asking how you feel about the various healthcare proposals offered by the candidates?
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AmyG
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Post by AmyG on Sept 14, 2019 10:42:11 GMT -6
I haven't fully read the proposals of each candidate.
Phasing in changes whatever they end up being will be less of a shock to everyone.
Like An "easy"(to me) start to medicare for all would be to drop eligibility age- like if you take early retirement(which is what dh is prob going to have to do at 62) then at that time he should be eligible for medicare too.
Id like continuation and expansion of "obamacare"
One thing else is to allow "kids" to stay on parents policy for longer time. I know 26 seems long, but the stories of 26 year olds dumped from parents insurance and cant afford insulin and having to ration it and having complications or dying.
How long they could stsy on family plan some combo if, living eith parents or unmarried or if an individual policy is over a certain amount higher than keeping them on family plan.
Insurance should not be tied to your job.
Insurance should not be easily cancelled if you have a major health issue where not receiving care would kill you.
Similar to they cant cut off your electricity in phoenix during the summer even if you havent paid your bill cuz people died.
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Post by Uncaripswife on Sept 14, 2019 12:16:06 GMT -6
I haven't fully read the proposals of each candidate. Phasing in changes whatever they end up being will be less of a shock to everyone. Like An "easy"(to me) start to medicare for all would be to drop eligibility age- like if you take early retirement(which is what dh is prob going to have to do at 62) then at that time he should be eligible for medicare too. Id like continuation and expansion of "obamacare" One thing else is to allow "kids" to stay on parents policy for longer time. I know 26 seems long, but the stories of 26 year olds dumped from parents insurance and cant afford insulin and having to ration it and having complications or dying. How long they could stsy on family plan some combo if, living eith parents or unmarried or if an individual policy is over a certain amount higher than keeping them on family plan. Insurance should not be tied to your job. Insurance should not be easily cancelled if you have a major health issue where not receiving care would kill you. Similar to they cant cut off your electricity in phoenix during the summer even if you havent paid your bill cuz people died. ::insert gif of clapping and cheering:: But I do think eventually we need to end up at universal health care, cradle to grave.
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dc2london
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Post by dc2london on Sept 15, 2019 7:45:13 GMT -6
AmyG,I totally agree. I'd be interested to see CBO look at letting kids who are 26 and ageing off their parents' care but don't have employer based care being able to buy into Medicare right away.
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