cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
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Post by cagoldi on Feb 7, 2018 12:18:48 GMT -6
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Post by peachsmama on Feb 7, 2018 12:25:36 GMT -6
I really should have put my snow boots back on before going to the grocery.. #cantfeelmytoes
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joelies
Sapphire
You must chill
Posts: 4,686 Likes: 33,805
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Post by joelies on Feb 7, 2018 12:28:09 GMT -6
5 year old girl presents - We just bought one of Colin's friends a Melissa and Doug 3D puzzle/doll house set. It's supposedly way too much for a 5 year old to assemble but they supposedly are a bit hit once assembled.
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joelies
Sapphire
You must chill
Posts: 4,686 Likes: 33,805
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Post by joelies on Feb 7, 2018 12:29:05 GMT -6
DH update: He has been in bed all morning, so no doctor's trip yet. I think I'll be doing daycare pick-up tonight, I'm clearly in better shape!
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jewels
Opal
Posts: 8,408 Likes: 44,277
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Post by jewels on Feb 7, 2018 12:32:14 GMT -6
klong11, as others said, I'm sure it's an emotional experience. It's ok to waffle on your feelings. I'm glad however, that the responsibility is off your plate now.
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Post by peachsmama on Feb 7, 2018 12:33:44 GMT -6
I have my socks on my space heater trying to dry them out.
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wedding
Emerald
Posts: 14,384 Likes: 77,750
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Post by wedding on Feb 7, 2018 12:58:34 GMT -6
Hair product recommendations: My hair is now actually wavy not just frizzy and is starting to fall out. I have pretty thick hair so it isn't noticeable except to me and MH who has my hair all over his stuff. I need a shampoo and a conditioner and possible a leave-in treatment or a vitamin for the hair loss. TIA Take some biotin. It helped ease my hairloss within a week.
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wedding
Emerald
Posts: 14,384 Likes: 77,750
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Post by wedding on Feb 7, 2018 13:03:20 GMT -6
DH update: He has been in bed all morning, so no doctor's trip yet. I think I'll be doing daycare pick-up tonight, I'm clearly in better shape! Keep in mind that whatever illness you have, he will have worse. He will be soo much sicker and need MUCH more rest
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tallb
Amethyst
Posts: 5,281 Likes: 33,547
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Post by tallb on Feb 7, 2018 13:05:40 GMT -6
Greetings. Not much new here, I booked my flights for a bachelorette in Scottsdale in June though! It's the last bachelorette that I foresee, and one of my closest friends, so def wouldn't miss this..countdown is on!
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wedding
Emerald
Posts: 14,384 Likes: 77,750
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Post by wedding on Feb 7, 2018 13:06:05 GMT -6
My boss is driving me insane today. I only have to work directly with her once a week but it is horrible. She bitches about everything and can be super rude to people. She also wants to talk all.the.time. I need my space.
It doesn't help that my butt is killing me. I have a call into the Dr about next steps. The secretary put me on hold and asked him and he wanted to schedule me for surgery right away. I feel this requires a little more of a talk and I need to know why he wants to do surgery and not try Botox. Supposedly I will hear back by the end of the day.
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tgrimes
Diamond
Posts: 27,866 Likes: 138,914
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Post by tgrimes on Feb 7, 2018 13:06:36 GMT -6
DH update: He has been in bed all morning, so no doctor's trip yet. I think I'll be doing daycare pick-up tonight, I'm clearly in better shape! Keep in mind that whatever illness you have, he will have worse. He will be soo much sicker and need MUCH more rest
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Post by wineallthetime on Feb 7, 2018 13:18:53 GMT -6
wedding, I'm sorry things aren't improving. How frustrating.
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klong11
Emerald
Posts: 14,877 Likes: 85,733
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Post by klong11 on Feb 7, 2018 13:22:14 GMT -6
My boss is driving me insane today. I only have to work directly with her once a week but it is horrible. She bitches about everything and can be super rude to people. She also wants to talk all.the.time. I need my space. Do you secretly work in my office and we have the same coworker? Is her name Negative Nancy? Bitchy Brenda? Smokey the Secretary?
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Post by dapostrophe on Feb 7, 2018 13:26:15 GMT -6
Congrats and condolences klong11. I imagine it will be bittersweet to let the house go.
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Post by dapostrophe on Feb 7, 2018 13:35:38 GMT -6
So, I was just going to mop the floor really quick and ended up scrubbing the grout with a toothbrush. It's too early for nesting right?
And now I'm exhausted.
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Post by peachsmama on Feb 7, 2018 13:57:45 GMT -6
The cart at the grocery caught my shirt and snagged it right in the front. Now I have this line down the middle. One of my favorite shirts too damn it.
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kim22
Amethyst
Posts: 5,451 Likes: 36,410
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Post by kim22 on Feb 7, 2018 14:13:47 GMT -6
wedding I'm sorry you are still hurting.
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Post by xolastunicornxo on Feb 7, 2018 14:16:26 GMT -6
Hi! All this talk of snow and sickness, I think we need an N13 GTG in AZ like this weekend! It’s in the 70-80’s and I think we’re going to the lake tomorrow!!
We’re just hanging out. Dh took the boys to school and then Lucas to speech so it was just me and C for a few hours. I decided to run to target and it took me an hour to get out of the house. I forget how much slower life moves with a newborn!
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Post by peachsmama on Feb 7, 2018 14:29:27 GMT -6
We got the investment options and idk what to do. I have a call in to the advisor to see how flexible the payment schedules are. They gave us 3 options.
A. 25% annually for 4 years, starting at 18 B. Quarterly payments starting at 18 and lasting for 8 years. C. 25% at 18, 37.5% at 21 and the last 37.5% at 25
I like C the best but I want to know that if at 18 we don't think he is ready to handle such a large amount of money that we can restructure it.
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Post by flamingo on Feb 7, 2018 14:31:18 GMT -6
My MIL bought M a mermaid tail blanket last year. I should find it because she'd probably like it more now. My niece had one made for her birthday last year. It looks so real. Dude is crazy about the Shark Tail my dad got him so I assumed the "girlie" equivalent should be a hit. My sister got B the shark one a couple years ago on vacation and B is obsessed. I'd never seen them before then, but now they are everywhere. I'm sure the mermaid would be a hit.
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Post by flamingo on Feb 7, 2018 14:37:10 GMT -6
Also, hi! B had school and sports this morning so I was hoping for a morning of productivity, but all I got done was a shower/styled hair and a bulletin board hung. Today is National Signing Day so I've been keeping up with the Gators. Highs and lows, per usual. It was pretty mild here today (upper 60s) but temps are plunging tomorrow. Argh. In other news, C just took a bottle from me this afternoon FOR THE VERY FIRST TIME. Yes, just 4 days shy of fifteen months old, and I finally broke her. Unbelievable. It has been very frustrating at times, fortunately for her she is just so darn cute sands42 Sorry for the stomach bug and rough night. Ugh. Glad you're feeling somewhat better joelies and wineallthetime Happy to hear your day turned around nam2013
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mwhip
Opal
Posts: 9,086 Likes: 56,291
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Post by mwhip on Feb 7, 2018 14:46:50 GMT -6
We got the investment options and idk what to do. I have a call in to the advisor to see how flexible the payment schedules are. They gave us 3 options. A. 25% annually for 4 years, starting at 18 B. Quarterly payments starting at 18 and lasting for 8 years. C. 25% at 18, 37.5% at 21 and the last 37.5% at 25 I like C the best but I want to know that if at 18 we don't think he is ready to handle such a large amount of money that we can restructure it. A would be a good option for helping pay for college. Is it the same amount of money regardless of when they pay out, or if you wait longer between payments, does it accrue interest that will be paid out to him? I'd go with whatever results in the most money. I'd rather get the money myself to invest and make money off of, then letting the insurance company invest and make money.
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Post by peachsmama on Feb 7, 2018 14:52:29 GMT -6
We got the investment options and idk what to do. I have a call in to the advisor to see how flexible the payment schedules are. They gave us 3 options. A. 25% annually for 4 years, starting at 18 B. Quarterly payments starting at 18 and lasting for 8 years. C. 25% at 18, 37.5% at 21 and the last 37.5% at 25 I like C the best but I want to know that if at 18 we don't think he is ready to handle such a large amount of money that we can restructure it. A would be a good option for helping pay for college. Is it the same amount of money regardless of when they pay out, or if you wait longer between payments, does it accrue interest that will be paid out to him? I'd go with whatever results in the most money. I'd rather get the money myself to invest and make money off of, then letting the insurance company invest and make money. The longer its in the more it is. B and C are within $100 of each other. A is $1,000 less than the other 2. I wish they would let us have more choice in the matter but we don't get much. And honestly, it's so much more than I was expecting that I'm not complaining to them. I just want to know how much lee way I have later on so I don't make the wrong choice for him. If I choose C and then he's on track for a 4 year degree, then I want to be able to switch. ETA: and all interest is paid to him. No matter what option we choose. So these are guaranteed minimums but it could be higher depending on how rates go.
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Post by peachsmama on Feb 7, 2018 14:55:20 GMT -6
I told A (jokingly) I don't think 18 year old Jackson is going to care that he was bit lol. And at what age do we tell him that this is there? And how do we explain it to Matthew and any future children?
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tgrimes
Diamond
Posts: 27,866 Likes: 138,914
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Post by tgrimes on Feb 7, 2018 14:58:08 GMT -6
I told A (jokingly) I don't think 18 year old Jackson is going to care that he was bit lol. And at what age do we tell him that this is there? And how do we explain it to Matthew and any future children? You just tell them the truth. You didn't have a choice in the matter. This is how it was set up.
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wedding
Emerald
Posts: 14,384 Likes: 77,750
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Post by wedding on Feb 7, 2018 15:17:29 GMT -6
I told A (jokingly) I don't think 18 year old Jackson is going to care that he was bit lol. And at what age do we tell him that this is there? And how do we explain it to Matthew and any future children? You just tell them the truth. You didn't have a choice in the matter. This is how it was set up. +1. I wouldn't worry about that at all.
I would choose C. It would give him some $ when he goes to college, some when he gets out and is getting his adult footing, and then the other will hopefully just be a nice bonus.
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Post by peachsmama on Feb 7, 2018 15:20:19 GMT -6
You just tell them the truth. You didn't have a choice in the matter. This is how it was set up. +1. I wouldn't worry about that at all.
I would choose C. It would give him some $ when he goes to college, some when he gets out and is getting his adult footing, and then the other will hopefully just be a nice bonus.
Thats a good way to think about the payout of that schedule. That is where I'm leaning. A works late tonight so I'm not sure when we'll have time to discuss it and we have to decide by next Wednesday.
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jewels
Opal
Posts: 8,408 Likes: 44,277
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Post by jewels on Feb 7, 2018 15:35:46 GMT -6
A would be a good option for helping pay for college. Is it the same amount of money regardless of when they pay out, or if you wait longer between payments, does it accrue interest that will be paid out to him? I'd go with whatever results in the most money. I'd rather get the money myself to invest and make money off of, then letting the insurance company invest and make money. The longer its in the more it is. B and C are within $100 of each other. A is $1,000 less than the other 2. I wish they would let us have more choice in the matter but we don't get much. And honestly, it's so much more than I was expecting that I'm not complaining to them. I just want to know how much lee way I have later on so I don't make the wrong choice for him. If I choose C and then he's on track for a 4 year degree, then I want to be able to switch. ETA: and all interest is paid to him. No matter what option we choose. So these are guaranteed minimums but it could be higher depending on how rates go. could the payouts be in a trust to him that you control? So you don't have to worry about him not being mature enough at 18? Then you can put it towards college, or invest it or whatever?
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cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
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Post by cagoldi on Feb 7, 2018 15:41:09 GMT -6
You just tell them the truth. You didn't have a choice in the matter. This is how it was set up. +1. I wouldn't worry about that at all.
I would choose C. It would give him some $ when he goes to college, some when he gets out and is getting his adult footing, and then the other will hopefully just be a nice bonus.
Agree with this.
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cagoldi
Opal
Vegan Demon
Posts: 8,349 Likes: 53,471
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Post by cagoldi on Feb 7, 2018 15:42:04 GMT -6
klong11 how do you feel lately? Are you doing much better since you've been watching your Vitamin D?
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