stringy
Opal
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Post by stringy on May 29, 2017 18:12:52 GMT -6
Anyone else doing any special budgeting or spending freezes for June?
Discuss.
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stringy
Opal
Posts: 8,306 Likes: 22,157
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Post by stringy on May 29, 2017 18:13:51 GMT -6
We are freezing our credit card for everything but gas (cuz convenience) and going old school envelopes of cash. I'm all about it. BM is well...agreeing. We'll see.
I really need to disconnect the CC to amazon, really.
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milano
Emerald
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Post by milano on May 29, 2017 19:07:10 GMT -6
My goal is to buy absolutely nothing for the house in June, maybe into July too. We bought a fridge today and I've been buying light fixtures and decor and I need to cool it. I've been doing pretty decent with groceries cuz I've only been going twice a month instead of my usual every week, and while I spend more per trip I spend less per month overall. I feel like I waste last two by going every two weeks, I found myself finishing a lot more containers and packages of food.
We have a trip planned in July and a big Disney trip planned in February so I want to start setting aside money for those now.
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Post by brandiewine11 on May 29, 2017 19:27:32 GMT -6
Our spending will probably be crazy this month and next. We have car inspections/registration, housing MIL for 4-5 weeks, FIL for 2 weeks, R's birthday, the cat is having his teeth cleaned ($600-900), plus a baby at some point.
So the idea is just to not hemorrhage dollars.
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Post by ovenrack on May 29, 2017 19:33:15 GMT -6
the cat is having his teeth cleaned   |
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mc13
Sapphire
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Post by mc13 on May 29, 2017 20:28:49 GMT -6
Like milano, our goal is to not buy anything for the house. We're recovering from all the work we did before moving in. Now, the house is perfectly liveable and so long as nothing breaks *fingers crossed*, no spending for the house until next spring. Time to rebuild our savings and put away some money for our 5 year anniversary in January. |
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stringy
Opal
Posts: 8,306 Likes: 22,157
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Post by stringy on May 30, 2017 4:09:29 GMT -6
Like milano, our goal is to not buy anything for the house. We're recovering from all the work we did before moving in. Now, the house is perfectly liveable and so long as nothing breaks *fingers crossed*, no spending for the house until next spring. Time to rebuild our savings and put away some money for our 5 year anniversary in January. How are you defining this? Like no improvement projects? Or no anything. Like BM came home the other night with a new welcome mat and dish towels. Not very needed but not a huge expense. Or I bought a new pot for a house plant. |
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milano
Emerald
Posts: 10,914 Likes: 36,993
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Post by milano on May 30, 2017 4:49:43 GMT -6
Like milano, our goal is to not buy anything for the house. We're recovering from all the work we did before moving in. Now, the house is perfectly liveable and so long as nothing breaks *fingers crossed*, no spending for the house until next spring. Time to rebuild our savings and put away some money for our 5 year anniversary in January. How are you defining this? Like no improvement projects? Or no anything. Like BM came home the other night with a new welcome mat and dish towels. Not very needed but not a huge expense. Or I bought a new pot for a house plant. I'm trying not to buy anything, including things like towels. If something breaks though I'll replace it. We have to buy a light fixture yet for the downstairs bathroom, because some ding dong was trying to weigh a heavy package on her scale before taking it to the post office and hit the light fixture with it and broke it. (I'm the ding dong). But I plan on ordering that today and it's still May. I have a tendency to buy a bunch of smaller things and the $ adds up. |
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mc13
Sapphire
Posts: 3,414
Likes: 12,121
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Post by mc13 on May 30, 2017 5:12:18 GMT -6
Like milano, our goal is to not buy anything for the house. We're recovering from all the work we did before moving in. Now, the house is perfectly liveable and so long as nothing breaks *fingers crossed*, no spending for the house until next spring. Time to rebuild our savings and put away some money for our 5 year anniversary in January. How are you defining this? Like no improvement projects? Or no anything. Like BM came home the other night with a new welcome mat and dish towels. Not very needed but not a huge expense. Or I bought a new pot for a house plant. Like no anything for the house. No more decorations, furniture, or projects. Just necessities like food, shampoo, deodorant, etc. I bought a new hose last night on Amazon and that was the last thing...mainly because I know we'll need that to keep the kids happy all month. |
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kona
Gold
Posts: 656 Likes: 1,446
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Post by kona on May 30, 2017 11:22:37 GMT -6
*somewhat related* I've been listening to The Minimalists recently. I've challenged us to only buy food and toiletries as far as 'things' are concerned. If I need to buy gifts, they will be experiences (dinner, concert tix etc). I haven't quite figured out how to deal with kids clothing but limiting it to necessities. I'm hoping to break my habit of constantly looking at things and wanting things. I could ramble on but bottom line is I'm hoping to save some money in this process too. Good luck to you stringy, I hope you and BM find success with this. |
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stringy
Opal
Posts: 8,306 Likes: 22,157
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Post by stringy on May 30, 2017 11:26:19 GMT -6
*somewhat related* I've been listening to The Minimalists recently. I've challenged us to only buy food and toiletries as far as 'things' are concerned. If I need to buy gifts, they will be experiences (dinner, concert tix etc). I haven't quite figured out how to deal with kids clothing but limiting it to necessities. I'm hoping to break my habit of constantly looking at things and wanting things. I could ramble on but bottom line is I'm hoping to save some money in this process too. Good luck to you stringy , I hope you and BM find success with this. this is a podcast right? |
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kona
Gold
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Post by kona on May 30, 2017 11:52:32 GMT -6
stringy they have a documentary on Netflix, a website and a podcast. The podcast is The Minimalists Podcast. The documentary is Minimalism: A Documentary About the Important Things.
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sak
Gold
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Post by sak on May 30, 2017 15:01:59 GMT -6
C and I want to do a major home remodel to add some more livable space to our house. the intention has always been to start it within the next 12mo. or so, but I did some math the other day and we are at least 18 months out from meeting the financial goals we want to have in place before starting such a big project. I'm sad and am locking down the budget because I'm going to die if I need to spend one more winter trapped in this tiny house with so many tiny humans.
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sak
Gold
Posts: 850 Likes: 2,844
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Post by sak on May 30, 2017 15:03:23 GMT -6
stringy they have a documentary on Netflix, a website and a podcast. The podcast is The Minimalists Podcast. The documentary is Minimalism: A Documentary About the Important Things. I generally like the idea of minimalism, but I did not like this documentary. So many people loved it, I feel like I need to listen to the podcast to try to give these guys another chance. They just seem so douchey to me. |
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kona
Gold
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Post by kona on May 30, 2017 15:06:18 GMT -6
stringy they have a documentary on Netflix, a website and a podcast. The podcast is The Minimalists Podcast. The documentary is Minimalism: A Documentary About the Important Things. I generally like the idea of minimalism, but I did not like this documentary. So many people loved it, I feel like I need to listen to the podcast to try to give these guys another chance. They just seem so douchey to me. I am not a huge fan of Josh but I think Ryan is cool. I think it's really Josh's personality that bothers me, so I try to focus on the message. |
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